Don’t feel like a cheapskate if you have to scale back this holiday season. What you’ll remember over the years are family traditions, not gifts you gave or got.
Be careful with store credit cards: They come with high interest rates. If you don’t pay the balance in full, you’ll be out any savings from discounts you earned by opening the card.
Opening new credit cards for the holidays isn’t a bright idea if you’re in the market for a mortgage or other large loan. It could impact your credit score and future interest rate.
Oh, and Everyone wants an iPad mini for Christmas